CJL-home-picOur Company

CJL Insurance Services Pty Ltd is a family company and with Carol’s background of over 20 years experience as an Insurance Adviser and Risk Specialist, the company will continue to grow as Carol’s daughter Nicole has joined the business

Both Carol and Nicole have Diplomas of Financial Services (Financial Planning).

As Risk Insurance specialist only, we are able to give professional advice to all of our clients to ensure they are fully protected for their personal and business needs and financial security for their families.

We believe in looking after our clients and their interests, especially at time of claim to ensure all claims are processed efficiently and promptly. We also offer regular reviews to all clients.

 

Some of Our Services

Income Protection

This protects your income, without this cover, you could lose everything, this policy covers you for sickness and accident 24/7 worldwide. The premium is a tax deduction.

Buy/Sell Agreement

For a business with one or more partners, this is a life insurance policy which is put in place to ensure the other parties receive the value of the deceased persons share. The Buy/Sell agreement is a legal document.

Business Expense Cover

This cover is specially designed for business owners, sole traders and partnerships. It pays a monthly benefit to cover fixed business expenses if the life insured is totally or partially disabled.