WHY

In 2014, I had 2 professional clients that discovered they had a major Trauma conditions, they had no warning and no symptoms.

These two clients were both in their 30’s, both clients had over 6 months off work, and in fact one is still on partial claim, without Income Protection cover they would probably have lost their homes. They were the main income earners for their family.

To protect your Income is the most important insurance for your family. Most people protect their cars, their homes, but don’t realise that without an income, no household bills or insurances could be paid.

We all know that when we purchase a car, the first thing we do before we drive it, is to make sure it has Insurance cover. It is just as important to insure yourself, and your income.

Income Protection replaces your Income if you were unable to work due to an accident or an illness.

There was also another client that died suddenly after an unexpected heart attack, he was only in his 40s, we had only increased his Life Insurance 6 months prior to his passing. Without the Life Insurance payment his wife would have lost their house.