WE OFFER ADVICE ON:

Life Insurance

SO IMPORTANT especially if you have a mortgage, this can be a tax deduction depending on your employment situation.

Income Protection

This protects your income, without this cover, you could lose everything, this policy covers you for sickness and accident 24/7 worldwide. The premium is a tax deduction.

Trauma Insurance

There are approximately 40 different Trauma conditions that are covered. This is a lump sum payment to help with medical bills etc.

Child Cover

Lump sum cover for major medical conditions for your children

Total and Permanent Disability Insurance

This insurance means that you are not able to work again, caused by accident or illness. This is a lump sum payment

Key man Insurance

For companies with a key person that is invaluable to their business and they can be insured for a lump sum to avoid financial loss to the company

Buy/Sell Agreement

For a business with one or more partners, this is a life insurance policy which is put in place to ensure the other parties receive the value of the deceased persons share. The Buy/Sell agreement is a legal document.

Business Expense Cover

This cover is specially designed for business owners, sole traders and partnerships. It pays a monthly benefit to cover fixed business expenses if the life insured is totally or partially disabled.

Living Expense Cover

This cover is designed for people who are not eligible for Income Protection cover.

Superannuation

Including Rollovers, and SGC contributions. We do not give investment advice.